Should You Choose A Structured Settlement Or Lump-Sum Payment After A Personal Injury Case?

If you are involved in a personal injury lawsuit, you may be faced with choosing between a structured settlement and a lump sum to receive your compensation. A structured settlement involves annuities and an insurance company. You will receive specific payments over a period of time. If you choose a lump sum, you will be given the whole of the settlement at once. There are benefits to both, and you must decide which is better for you and your family: [Read More]

What You Need To Know About Portfolio Loans

Since the housing crash of 2007, many people wonder what they can do to get a home loan. The restrictions have become very strict so that there are many individuals who are unable to qualify for a home loan even though they can afford it. A great option is a portfolio loan. This is a specific kind of loan that is an option with some banks or credit unions. Here are some things you need to know about portfolio loans. [Read More]

The Pros And Cons Of Using A Cosigner For Your First Home Loan

Many first time homebuyers consider using a cosigner to help them get into a house. Cosigning might be the best option for you, but there are some things that you need to know about cosigning. Here are some advantages and disadvantages of using a cosigner. Advantages Of A Cosigner Can Help With Credit One of the biggest reasons someone uses a cosigner for first time home loans is that they don't have good enough credit to qualify for the loan on their own. [Read More]