Three Credit Report Tasks You Need To Know Before Applying For A Mortgage

It's no secret that a good credit score can make it easier to get a mortgage at a competitive rate. The following tasks can help you polish your score before you contact a broker to begin the mortgage process. #1: Get a copy of your credit report There are three major credit bureaus that mortgage lenders typically check — Experian, Transunion, and Equifax. You can request one free report from each of these bureaus annually. [Read More]

How To Get A Mortgage Loan If A Bank Turned You Down

When you go to a bank for a mortgage loan, they will evaluate your situation and determine if they can offer you a loan. If they turn you down, it is because you do not meet the criteria they have in place for a loan, but this does not mean you cannot get a loan. There are other options, such as visiting a mortgage broker for a loan. What Is a Mortgage Broker? [Read More]

The Challenges Of Security A Mortgage After A Bankruptcy

You may have filed for bankruptcy in the past to get out of debt, but there could be a day where you are ready to purchase a house. When the day comes, you'll need to know how that bankruptcy affected your finances, especially when it comes to securing a mortgage. Know the following things before you proceed with getting your financing. It Can Take A While To Quality There are a few rules regarding your bankruptcy that will impact how long you must wait before you are able to get a mortgage of any kind. [Read More]

3 Tips To Help You Successfully Apply For A Title Loan

Sometimes you need additional money to cover living expenses between paychecks. A traditional loan often has stringent qualification requirements and the loan application can take time to process. If you need cash now, then a title loan might be a better option. With a title loan, you use your car as collateral to secure the loan. There are no credit checks, so more people can qualify for a title loan. Use these tips to help you successfully apply for a title loan when you need extra cash in the future. [Read More]