If you're thinking about buying a house, the mortgage process is probably weighing on your mind. In fact, securing a mortgage can be one of the most challenging parts of buying your first home. Especially in a seller's market, one of the things you should consider is seeking mortgage pre-approval instead of just pre-qualification. Here's a look at what pre-approval is and why it matters.
What's The Difference Between Pre-Qualification And Pre-Approval?
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5 Indicators You Should Finance Home Improvements Through Equity
Should you use the equity in your home to pay for home improvements? Because you have a variety of choices when it comes to financing your improvements, the best way to make this decision is to know the indicators that this may be the right move. Here are a few such indicators to look for.
1. You Can Get Low Rates
First, what interest rate can you qualify for using home equity?
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What You Should Know About Borrowing Money From A Loan Agency To Get Caught Up On Bills
People fall behind on their mortgage payments, utilities, and other bills all the time. Although you might usually be really responsible about paying your bills on time, you can easily find yourself in a situation where you are really behind on your bills. If this is true, then you might be tempted to work with a loan agency so that you can borrow the money that you need in order to get caught up.
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What You Should Know Before Hiring a Bondsman for Bail
Getting arrested can be shocking, embarrassing, and super stressful to both you, your family, or your friends. The cold hard truth is there is no way to prepare yourself for such a scenario. Regardless, if you are guilty or not, there is a way around all the drama — hire a qualified bondsman to bail you out until proven guilty or innocent.
Unfortunately, choosing a bond agent isn't as easy. That's because there are many of them in the industry.
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