Are you short on cash and unable to pay an emergency medical bill or unexpected car repair? Do you have a big event coming up that you need to pay for now, but you don't have the cash to cover it in the bank? Whatever the reason is why you need cash now, an online payday loan may be the solution to your problem – especially when you'll have the cash, but you won't have it until your next payday. [Read More]
Should You Choose A Structured Settlement Or Lump-Sum Payment After A Personal Injury Case?
If you are involved in a personal injury lawsuit, you may be faced with choosing between a structured settlement and a lump sum to receive your compensation. A structured settlement involves annuities and an insurance company. You will receive specific payments over a period of time. If you choose a lump sum, you will be given the whole of the settlement at once. There are benefits to both, and you must decide which is better for you and your family: [Read More]
What You Need To Know About Portfolio Loans
Since the housing crash of 2007, many people wonder what they can do to get a home loan. The restrictions have become very strict so that there are many individuals who are unable to qualify for a home loan even though they can afford it. A great option is a portfolio loan. This is a specific kind of loan that is an option with some banks or credit unions. Here are some things you need to know about portfolio loans. [Read More]
The Pros And Cons Of Using A Cosigner For Your First Home Loan
Many first time homebuyers consider using a cosigner to help them get into a house. Cosigning might be the best option for you, but there are some things that you need to know about cosigning. Here are some advantages and disadvantages of using a cosigner. Advantages Of A Cosigner Can Help With Credit One of the biggest reasons someone uses a cosigner for first time home loans is that they don't have good enough credit to qualify for the loan on their own. [Read More]