FHA Streamline Loans Are Great, But Are They Great For You?

An FHA streamline is a refinance of your existing FHA loan.  It is streamlined because it is a quick and easy way to get a lower interest rate without all of the hassle.  How does it compare to a traditional refinance?  Well, the biggest advantage is that the process is much quicker and easier.  With a FHA streamline refinance, there is no income documentation or credit check requirement.  That in itself makes the loan easier to get and quicker to process.

Tips To Improve Your Chances For Mortgage Loan Approval

Buying a home can be an exciting experience, but it can also be stressful. One of the most important steps in buying your home is getting approved for mortgage loans. Finding the home of your dreams may have been a fun journey, but the excitement tends to wear off quickly during the loan process, especially if you are denied a mortgage loan. There are several things you can do to help improve your chances of getting approved for a mortgage loan, some of which are fairly simple, while other things may take some time to develop.

How Judges Set Bail, And Using Bail Bonds

When you end up arrested and behind bars, getting released is your first priority. There are several issues that affect your ability to get out of jail and bail is one of them. Read on to find out how judges commonly view bail and how to make arrangements to be released using a bonding agent. No Bail If the crime is serious enough, you might have no choice but to remain behind bars.

What To Know Before Bailing Your Son Or Daughter Out Of Jail

If you get a call from jail that your son or daughter has been arrested, you'll probably want to get them out of jail as quickly as possible, especially if it's the first time they've had problems with the law. Finding out the details of the case is important so you know if you have to call a lawyer right away, but asking about bail is also a top priority. By posting bail, you may be able to get your child out of jail quickly and worry about other matters later.

Need Cash Quick? 4 Reasons You Should Choose A Car Title Loan Over A Payday Loan

If you're in need of emergency cash, you might think that a payday loan is your only option. However, that's not the case. While payday loans are available to you, there may be a better option. If you own your car free and clear, you can take out a title loan. With a title loan, you give the title to your loan provider and they hold it until you pay the loan off in full.

Brokering A Deal On Your Mortgage? Why, Yes, You Can!

Brokerage firms are typically thought of as places where you broker financial deals for investments, not where you find the best deal on a mortgage. However, mortgage brokers do just that. They broker a deal between you and an investor who wants to back mortgage loans for non-traditional purposes. When you cannot get a mortgage in the usual fashion, you can go through a mortgage broker. Here is more about how that works, and where you can find a mortgage broker.

What Is A Car Repair Loan?

When you own a car, there will be standard types of maintenance you must do if you want the car to drive well and last. While some of these services might be very affordable, there are others that might cost a lot of money. Additionally, you might also experience problems with your car that are beyond normal types of maintenance, and these can also be very expensive. If you are currently in a position where your car needs work that you cannot afford, you could always look into getting a car repair loan.

Recovering a Bail Jumper: Don't Do It Yourself

So, you posted bail for a family member, and he/she repays the favor by jumping bail and running away. Perhaps more disturbing is the fact that you cannot pay a bounty hunter to retrieve him/her. In fact, if you know where he/she is hiding out, you definitely​ should not try to retrieve him/her. Below are the steps you should follow if you know where the bail jumper is hiding out, as well as why you need to leave the apprehension of bail jumper to the professionals.

Looking To Buy Your First Home? Why You Should Start With A Fixed Rate Mortgage

If you're going to be buying your first home, it's time to start thinking about your home loan; or specifically the type of loan you're going to get. There are two different types of loans to consider; fixed rate and adjustable rate. If you're given the option, you need to choose a home fixed rate mortgage. Here are just four of the reasons why that decision will be the best one you can make when purchasing your first home.

Three Credit Report Tasks You Need To Know Before Applying For A Mortgage

It's no secret that a good credit score can make it easier to get a mortgage at a competitive rate. The following tasks can help you polish your score before you contact a broker to begin the mortgage process. #1: Get a copy of your credit report There are three major credit bureaus that mortgage lenders typically check — Experian, Transunion, and Equifax. You can request one free report from each of these bureaus annually.